Travel Insurance Agencies Limited
  Home
  Travel Insurance
  Breakdown Cover
  Other Policies
  About Us
  Contact

car hire excess insurance

from insurance4carhire

 

This insurance is supplied by insurance4carhire,
Annual / Daily Excess Car Rental Insurance

Car Hire Excess Insurance

Cut the Costs of Car Hire

For a low, annual premium, Insurance4carhire.com provides excess insurance protecting the customer against excess charges whenever they rent a car. 

Motorcycle Travel Insurance

Your car rental agreement normally includes cover for Collision Damage Waiver (CDW) and Theft. However you are still liable for the Excess on CDW and Theft. When a rental car is damaged or stolen, the driver is asked to pay the first portion of the repair or replacement costs. This is known as the Excess. 

Insurance4carhire covers you not only for the total amount of Excess for which you are liable if the car is damaged or stolen, but also for damage to the roof and undercarriage of the car, and windows and tyres. 

EUROPE

  • Covers Excess on damage to the rental vehicle including the undercarriage, Excess on theft, and damage to windows and tyres 
  • Valid at all European car rental locations  
  • One low, annual premium allows unlimited use within the 12 month over period 
  • Covers the Policy Holder, who must be the person hiring the car, and all additional drivers named on car rental agreement

    Conditions Applicable 

    • Restricted to those aged between 21 and 74 years old 
    • Not valid to (rent a vehicle) within 150km of usual residence 
    • Rental limited to 31 continuous days on any one rental agreement 

EUROPE PLUS

Covers Excess on damage to the rental vehicle including the undercarriage, Excess on theft, and damage to windows and tyres 

  • Valid all European, South African, New Zealand and Australian car rental locations 
  • One low, annual premium allows unlimited use within the 12 month cover period 
  • Covers the Policy Holder, who must be the person hiring the car, and all additional drivers named on car rental agreement

    Conditions Applicable 

    • Restricted to those aged between 21 and 74 years old 
    • Not valid to (rent a vehicle) within 150km of usual residence 
    • Rental limited to 31 continuous days on any one rental agreement 

EUROPE PLUS 60

 Covers Excess on damage to the rental vehicle including the undercarriage, Excess on theft, and damage to windows and tyres 

  • Coverage for an extended period of up to 60 days on any one rental agreement 
  • Valid all European, South African, New Zealand and Australian car rental locations 
  • One low, annual premium allows unlimited use within the 12 month cover period 
  • Covers the Policy Holder, who must be the person hiring the car, and all additional drivers named on car rental agreement

    Conditions Applicable 
     
    • Restricted to those aged between 21 and 74 years old 
    • Not valid to (rent a vehicle) within 150km of usual residence 

EUROPE FAMILY & PARTNERS

 Covers Excess on damage to the rental vehicle including the undercarriage, Excess on theft, and damage to windows and tyres 

  • Valid at all European car rental locations  
  • One low, annual premium allows unlimited use within the 12 month cover period 
  • Covers the Policy Holder, who must be the person hiring the car, and all additional drivers named on car rental agreement
  • Cover is for 2 Policy Holders, who must be family members (defined as spouse, partner, parent, brother, sister, adult child or fiance), travelling together or separately 

    Conditions Applicable 

    • Restricted to those aged between 21 and 74 years old 
    • Not valid to (rent a vehicle) within 150km of usual residence 
    • Rental limited to 31 continuous days on any one rental agreement 

USA - CANADA CDW / SLI

Take out annual Collision Damage Waiver (CDW) and Supplemental Liability Insurance (SLI) before you travel and avoid costly insurance charges of as much as US $30 per day, sold at the car rental counter. 

  • Covers the rented vehicle for Collision Damage Waiver (CDW) and Loss Damage Waiver (LDW) up to US$ 80,000 
  • Supplemental Liability Insurance (SLI) up to US $1 million  
  • Lock-out provision to cover up to US $60.00 for a locksmith 
  • Covers the Policy Holder, who must be the person hiring the car, and all additional drivers named on car rental agreement

    Conditions Applicable 

    • Not valid for USA and Canadian residents 
    • Not valid for exotic cars (above US $80,000 value) or antique vehicles more than 20 years old 
    • Not valid for commercial vehicles, camper vans, mobile homes or vans with more than 8 seats 
    • Restricted to those aged between 21 and 74 years old 
    • Rental limited to 31 continuous days on any one rental agreement 

Not recommended for use in conjunction with fly-drive programmes in the USA and Canada.

 

WORLDWIDE CDW / SLI

By taking one policy you are fully covered worldwide for your car rental insurance(s). This policy covers CDW/SLI worldwide, including the USA, Canada and the Caribbean and Excess charges in the rest of the world. Many car rental companies in USA and Canada charge as much as US$30 per day for Collision Damage Waiver (CDW) and Supplemental Liability Insurance (SLI). Car rental companies charge up to £12 a day for Excess at the car rental counter  

  • Covers the rented vehicle worldwide (including USA, Canada and Caribbean) for Collision Damage Waiver (CDW)/Loss Damage Waiver (LDW) up to US$80,000 
  • Provides Supplemental Liability Insurance (SLI), USA, Canada and Caribbean, up to US $1 million 
  • Covers Excess (on damage to the vehicle, theft excess, window and tyre damage) in countries where CDW is included in the car rental price (mainly Europe - including UK, South Africa, New Zealand and Australia)
  • Covers the Policy Holder, who must be the person hiring the car, and all additional drivers named on car rental agreement
  • Unlimited use within the 12 month cover period 

    Conditions Applicable 

    • Not valid for use by residents of the USA, Canada and the Caribbean in the USA, Canada and the Caribbean. 
    • Not valid to (rent a vehicle) within 150km of usual residence 
    • Not valid for exotic cars (above US $80,000 value) or antique vehicles more than 20 years old 
    • Not valid for commercial vehicles, camper vans, mobile homes or vans with more than 8 seats 
    • Restricted to those aged between 21 and 74 years old 
    • Rental limited to 31 continuous days on any one rental agreement 

    How it works - CDW/SLI: You must show the policy to the car rental company when you rent a car. Claims are handled directly between the insurance company and the rental company. 
    How it works – Excess: Decline the car rental company’s excess insurance at the counter. Charges for any damage to the vehicle will be charged on your credit card by the car rental company and you claim for full reimbursement. 

    Not recommended for use in conjunction with fly-drive programmes in the USA and Canada.